Privacy Policy

Customer information/inputs/queries as a registered user are required to serve them better with time to time information updations, promotional campaigns, referral benefits and the same shall not be shared with anyone outside without their consent. Customer’s information may be further used for assessment and analysis of our market, customers, products, and services to understand the way people use our services so that we can improve them and develop new products and enhance customer experience.

Contacts: If you opt in for contacts permission, it enables us to provide a lot of special offers like deduction in interest rate, deduction in processing fee or waiver of processing fees, inviting your friends to try our app, send across referral links to your friends, etc. We will also use this information to make recommendations for right financial products which is been taken by your friends. This information will be stored on our servers and synced from your phone.

Loan Policy: By agreeing the Terms & Conditions you are agree with our loan policy (Tenure,.APR, processing and documentation fees) for future also.

 

LoanType InstantLoan EMILoan GoldLoan

Tenure

10-90 days

3 month to 36 months

3 month-1 year

Annual Percentage Rate(APR)

54%

24%-48%

12%-14%

Processing fees

2%+GST

2%+GST

0.5%+GST

Documentation Charges

-

1%+GST

-

Valuation Charges

-

-

Rs.590/-

Payment type

Bullet

EMI

Payable interest for said tenure and whole amount paid on maturity

FOR EX-
Loan Amount-Rs.50000/-
Tenure-90 days
PF-Rs.1000/-(Inc. GST)
EMI Amount-Rs.54500/-
FOR EX-
Loan Amount-Rs.50000/-
Tenure-36 months
PF-Rs.1180/-(Inc. GST)
EMI Amount-Rs.2644/-
FOR EX-
Loan Amount-Rs.50000/-
Tenure-1 year
PF-Rs.295/-(Inc. GST)
Valuation Charges-Rs.590/-
Monthly Interest-583.33/-
Amount payable at maturity-Rs.50000/-