Privacy Policy

Customer information/inputs/queries as a registered user are required to serve them better with time to time information updations, promotional campaigns, referral benefits and the same shall not be shared with anyone outside without their consent. Customer’s information may be further used for assessment and analysis of our market, customers, products, and services to understand the way people use our services so that we can improve them and develop new products and enhance customer experience.

Contacts: If you opt in for contacts permission, it enables us to provide a lot of special offers like deduction in interest rate, deduction in processing fee or waiver of processing fees, inviting your friends to try our app, send across referral links to your friends, etc. We will also use this information to make recommendations for right financial products which is been taken by your friends. This information will be stored on our servers and synced from your phone.

Loan Policy: By agreeing the Terms & Conditions you are agree with our loan policy (Tenure,.APR, processing and documentation fees) for future also.

 

LoanType Short Term Personal Loan SME Loan Business Loan Lap Gold Loan

Tenure

90 days

3 month to 36 months

12 months to 60 months

12 months to 84 months

Upto 12 months

Annual Percentage Rate(APR)

54.75%

18%-36%

20%-36%

18%-36%

12%-30%

Processing fees

2%+GST

3%+GST

3%+GST

3%+GST

-

Documentation Charges

-

1%+GST

1%+GST

1%+GST

-

Valuation Charges

-

-

-

Rs.3560/-

0.5%+GST

Payment type

Bullet

Monthly

Monthly

Monthly

Bullet

Example

LoanType Short Term Personal Loan SME Loan Business Loan Lap Gold Loan

Loan Amount

50,000

2,00,000

5,00,000

15,00,000

1,00,000

Tenure

90 days

24 months

36 months

84 months

6 months

IIR

-

23.25%

23.76%

23.80%

-

EMI Amount

-

Rs.10574/-

Rs.19616/-

Rs.37014/-

-